Privacy Policy
How Spicy Sunday Studio collects, uses, shares and protects your personal information.
01About Spicy Sunday Studio
Spicy Sunday Finance is a personal finance education brand operated by Spicy Sunday Studio (“Spicy Sunday Studio”), a business owned by Jane Jeong in Vancouver, British Columbia, Canada.
This Privacy Policy explains how Spicy Sunday Studio collects, uses, discloses, stores and protects personal information when you visit this website (the “Site”), submit a wallet for review, sign up for the newsletter, download or buy a product through the stores, or get in touch.
Spicy Sunday Studio handles personal information in line with British Columbia's Personal Information Protection Act (PIPA) and, where it applies, Canada's Personal Information Protection and Electronic Documents Act (PIPEDA). Commercial emails from the business follow Canada's Anti-Spam Legislation (CASL).
02Scope of this policy
This policy applies to personal information collected through:
- the Site, including its pages, forms and blog posts;
- emails and messages sent to Spicy Sunday Studio;
- the newsletter; and
- wallet review submissions and any follow-up communication about them.
It does not cover third-party websites, apps or platforms the Site links to, or platforms Spicy Sunday Finance appears on — such as TikTok, Instagram, YouTube, FinlyWealth, Stan Store, Beacons, card issuers or investing platforms. Those services have their own privacy policies, and they are worth reading.
03What counts as personal information
“Personal information” means information about an identifiable individual, such as your name, social media handle, email address or a link that can be connected to you. It doesn't include information that has been anonymized or combined so that it can no longer identify you.
04Information collected
Information you give
- Wallet review submissions: the name or handle you'd like to be called, your FinlyWealth wallet link and the cards shown in that public wallet, whether you're on TikTok or Instagram, anything written in the notes field, and the date and time you submitted. These answers are saved as a row in a private Google Sheet that only Spicy Sunday Studio can see.
- Newsletter sign-ups: your email address and the date and time you subscribed.
- Messages: your name, email address and the content of any email you send, including brand partnership enquiries.
Information collected automatically
When you visit the Site, the hosting provider may automatically record standard technical information, such as your IP address, browser and device type, operating system, referring page, pages viewed and the date and time of your visit. This is used to deliver the Site, keep it secure and diagnose problems.
If you accept analytics cookies, Google Analytics also records how you use the Site: the pages you view, the links you click (including referral links), the site or app that sent you here, your approximate location (city and country), your device, browser and screen size, and a random identifier stored in a cookie so repeat visits can be counted. Google Analytics does not store your IP address. If you don't accept, Google Analytics is not loaded and none of this is collected. See Cookies and similar technologies.
Information from third parties
If you buy or download a product through Stan Store or Beacons, those platforms may share limited order information (such as your name, email address and the product chosen) so the order can be delivered and supported. Card issuers and referral partners may report that a referral was completed, but they generally don't share your identity.
Information not wanted
Please never send full card numbers, CVV codes, bank account details, online banking or account passwords, your Social Insurance Number, government ID, or credit reports. If any of it arrives by mistake, it will be deleted.
05Consent
Personal information is collected, used and disclosed with your consent, or as permitted or required by law. Consent is given when you submit a form, subscribe to the newsletter or send an email, for the purposes described in this policy and at the time of collection.
You can withdraw your consent at any time, subject to legal or contractual limits, by emailing hello@spicy-sunday.com. Withdrawing may mean a wallet can no longer be considered for a review, or the newsletter can no longer be sent.
06How information is used
- To review submitted wallets, select wallets to feature, and prepare videos and written reviews.
- To get in touch about a submission, including to confirm details before it's featured.
- To send the newsletter and any updates you asked for.
- To reply to questions, feedback and partnership enquiries.
- To deliver free and paid products and provide support for them.
- To operate, maintain, secure and improve the Site, and to prevent spam, fraud and abuse.
- To understand, in general terms, which content is most useful.
- To comply with legal, tax and accounting obligations.
07Wallet reviews and public content
FinlyWealth wallet links are public by design. When you submit one, you understand that if your wallet is selected, the cards in it, the assessment of it and the name or handle you provided may be published in videos, on this Site, and on social media platforms including TikTok, Instagram and YouTube.
Email addresses, and anything in the notes that identifies you beyond the name or handle you chose, are not published unless you agree to it.
Content posted publicly can be viewed, saved and shared by others, and platforms may keep copies. If you change your mind before your wallet is featured, email hello@spicy-sunday.com and the submission will be removed from consideration. After publication, reasonable requests to edit or take down content are considered, but copies made by others can't be controlled.
08Emails and the newsletter
The newsletter only goes to people who opt in. Every issue includes contact information and an unsubscribe link, and unsubscribe requests are processed promptly. Messages directly related to something you asked for — a reply to your email, or delivery of a product — may still be sent.
Newsletters may contain affiliate links or sponsored content, which will be disclosed.
11Storage outside Canada
Some service providers store or process information outside Canada, including in the United States. When information is held in another country, it is subject to that country's laws and may be accessed by its courts, law enforcement and national security authorities. Providers are chosen for their commitment to protecting personal information.
12Third-party links, affiliates and platforms
The Site links to other services, including card issuers and comparison sites (such as FinlyWealth), Wealthsimple, Blossom, Stan Store, Beacons, wikiHow, the Canada Revenue Agency, YouTube, TikTok and Instagram. Some of these links are referral or affiliate links, which means the company may track that you came from this Site.
When you apply for a card, open an account, buy a product or get in touch on social media, that company collects and uses your information under its own terms and privacy policy. Stores process payments directly, and full payment card details are never seen or stored here. See the affiliate disclosure.
13How long information is kept
Personal information is kept only as long as needed for the purpose it was collected, then securely deleted or anonymized:
- Wallet submissions not featured: up to 24 months after submission.
- Featured wallet submissions: for as long as the related content is published, plus a reasonable period for records.
- Newsletter subscribers: until you unsubscribe, then only a record of the opt-out so no further emails are sent.
- Emails and enquiries: as long as needed to respond and keep a record of the conversation.
- Website analytics: Google Analytics keeps visit data for up to 14 months, then deletes it. Reports only ever show totals, not individual visitors.
- Purchase and business records: as long as required for tax and accounting purposes, generally up to 7 years.
Personal information used to make a decision that directly affects you is kept for at least one year after that decision, as required by PIPA.
14How information is protected
Reasonable administrative, technical and physical safeguards are in place, including encrypted connections (HTTPS), reputable service providers, access limited to people who need it, and strong account security.
No method of transmission or storage is completely secure. If a breach of security involving your personal information creates a real risk of significant harm, you and the appropriate authorities will be notified as required by law.
15Your rights
Subject to certain legal exceptions, you have the right to:
- ask whether Spicy Sunday Studio holds personal information about you, and request access to it;
- learn how it has been used and to whom it has been disclosed;
- ask for information that is inaccurate or incomplete to be corrected;
- withdraw consent to its use; and
- ask for information that is no longer needed to be deleted.
To make a request, email hello@spicy-sunday.com. Enough information to confirm your identity may be requested first. A reply follows within 30 days, or sooner, unless more time is allowed by law. Requests are free, unless one is excessive, in which case any cost is confirmed in advance.
16Questions and complaints
The privacy contact is Jane Jeong, reachable at hello@spicy-sunday.com. Concerns about how information has been handled are best raised there first, so they can be resolved directly.
If that doesn't settle it, you can contact the Office of the Information and Privacy Commissioner for British Columbia (oipc.bc.ca) or, where PIPEDA applies, the Office of the Privacy Commissioner of Canada (priv.gc.ca).
17Children
The Site is intended for adults. Personal information is not knowingly collected from anyone under the age of majority in their province or territory. If a minor has sent something in, email hello@spicy-sunday.com and it will be deleted.
18Changes to this policy
This policy may be updated to reflect changes to the Site, the services or the law. The “Last updated” date shows the current version. Significant changes are posted on the Site or sent to newsletter subscribers. Continuing to use the Site after an update means the updated policy applies.
19Contact
Spicy Sunday Studio
Vancouver, British Columbia, Canada
hello@spicy-sunday.com